A Market Driven Solution to Affordable Health Insurance
Companies woud be allowed to insure those high risk people under government subsidized health insurance plans at the same cost to the customer as the regular insurance policies.
That makes the money invested by the government go directly to driving down health insurance costs. The more money invested, the more the cost for everyone will go down.
Here is a graphic that shows how it works. The government would pay the exact costs (no insurer profit) as it occurs over the normal primium level of coverage. The insurer is shielded from the extr risk so they must lower premiums to compete with other companies.
Why would that not work?
No partisan bickering or other off topic distractions, please!
#aca #HealthCare #HealtInsurance #AHCA #solutions #insurance #acturarial #PossiblePolitics #marketDriven #risk
Don’t believe me? Find ANY level playing field where some special interest does not make extra money somehow. Really … I bet you can’t find one.
No committee in congress will propose such a law. Now add a bunch of line items so that some special interests or another can make 10 to 30 percent off the top, and then you could have a working bill!
especially in defining a high risk customer.
in any case i do not believe the assumption that our congress will not pass legislation which is not leveraged for special interests … especially if it provides a real solution to the problem … and at the same time does not go all the way to the afeared “socialized” medicine.
the #politics of the moment is in fact begging for a real solution.
It’s not this verse is all. If you really want it, you are going to have to think it true and allow it.
hence you are right, “it is not this verse”.
The current verse just keeps cycleing that which is not woorking and
that which will not be allowed by the people in charge of the government .
But if you think about it , …
- and if some #acturarial expert analized this solution and predicts that it will work,
- #Trump and other #republicans and even some #democrats could support it, because it is a business solution and would actually make the insurance industry grow,
- and yet will allow people to choose their own insurance without government dictating they must.
- nobody would get left out for preexisting conditions
- It is #markeDriven as required by the conservative ethic … refer to context via google.
- Trump would promote this … it is right up his alley … America would WIN
………… it is all about the insurance marked itself evening out the #risk.
This creates the framework in which evening out negotiations can take place.
You will also have to create the belief that you can “get it out there” where it can be considered.
I doubt you have such a belief that is strong enough to win the vibration and select the verse. It is certainly very doable and possible … but only if you personally can muster that belief. I say go for it. You know how to create a belief now.
A graphic that shows how it works. The government would pay the exact costs (no insurer profit) as it occurs over the normal primium level of coverage. The insurer is shielded from the extr risk so they must lower premiums to compete with other companies.
The sinister side is a move I watched years ago: https://en.wikipedia.org/wiki/Other_People%27s_Money
Another way of looking at it is that insurance is just a tax built on actuarial tabels etc to yield a profit to Big Insurance. (XOR Big Government)
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Even seth clearly doesn’t care about it much, because tagtalking.net is still in his tag line on G+.
In any case, would have to go through the app setup process to make G+ share buttons. Not my cup of tea today.
all of these media go with the slogan “you get out of them what you put into them” … very much like #LOA.
On this particular idea i am just seeing if any of these media is adequate to find anyone to analyze the situation seriously on it’s own merits. #bob of the #SocratesCafe thought about it f2f last night … tried to shoot it down … but in the end could not. #karen suggested targeting legislators particularly.
me, i would like to talk with an expert on #acturial science to study the actual #economics of the solution useing #math… apply some #SupplyDemand and #acturial formulas to it … see if it holds water.
This solution to #HealthInsurance is fashioned to be ideal for #Trump to actually solve the problem at this moment in history … the only question is whether it would work. Hence the need for unbiased #math, #economics and #acturial smarts to analyze it.
With each passing day our new president is discovering that every big problem he faces is like Obamacare — if there were a good, easy solution it would have been found already, and even the less good solutions are more than his own party is ready to pay for or the country is ready to tolerate.
… i expect the Wikipedia article says.
it does go to establish the principle that there is a minimum level of care
which is funded and guaranteed by tax payers at large.
It’s not market-driven either – it is law driven.
In fact, the issues you guys are discussing is what is driving people to discover their own personal health abilities. If there were practical free health care … it would take much longer for humans take back control over their own health than it is taking now.
For the tree branch in my nose I used 100% personal healing. Never left home. It is completely healed, no scar. Probably would have been a scar if I had gone to a Dr. … they would have used sterilizing ajents and antibiotics which do tend to leave scars.
And I am not perfect, I am learning every day. I could do much better with my hip today than I did in 1999, but I would still need a surgeon too. I am only saying that many forms of personal healing are not 200 years or more away. It’s already here today for those who are interested. The less surgical ones are more readily available today too. Virtually any disease including cancer is easily treatable with personal means today for anyone truly interested.
Yes, many people are dying for all kinds of reasons. The real reason is not the one on their death certificate. The real reason is the same reason we junk an old computer and buy a new one. The hardware and software would be harder to upkeep and upgrade than getting a new one would be.
Same for humans. Many humans got what they came here for and are ready to trade in their used bodies and outdated belief systems for new ones. They will come back with fresh bodies and beliefs soon enough … and much less than 200 years or more if they desire. 80 million increase in population every year. We are rocking this!
#SoTheFuckWhat .. dripping with #juice .
Or work it from the point of view of statistics and what is actually happening globally. The truth is there are more healthy people walking the planet today than any other time in human history … and the population is increasing by 80 million every year.
If you try and mix those points of view, or if you only focus on those who have problems, then all you get is a chopped fruit and nut salad. Stay with a point of view that represents where change is happening and evolution taking place.
and that Congress is apparently on a path to make it even more expensive.
Certainly that thrend will encourage people to heal themselves .
i haven’t taken a treatment from a doctor for years …
and the last time they got me hooked on Priolect OTC … of which i am still trying to rid myself.
The Priolect just perputing acid reflux and making it worse,
unless i take my daily pill.
My heart situation seems to have stabalized itself without diagnosis or treatment …
and is not getting worse, unless i become too lazy and eat too much.
I did consult a doctor recently re my ever enlarging prostrate.
Unfortunately he would not provide the catather which i requested
and would only resort to pharmacudicals, which path i am reluctant to persue.
so no treatment offered or accepted … notwistanding that i still had to pay $booKoo bucks.te
I give #thanks → #nature for my good health
certainlly not the American Health Care industry (← #AHCI ?)
i am sure others have quite different stories to tell.
more exact facts available if i get a .
His isolation and introversion did not help his health, biologically or phychologically, at all, imho.
Barbra’s and Betty’s situation were quite different matters ...
almost a different topics …
which raise the spectrum that Health Care is not well generalized to all people ...
but needs to be dealt with in more specific classes.
?? Not having used his body up by, hell 90?, would have accomplished what?
… I’d say #GW did that part right!
Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!
Hunter S. Thompson
how they adapt to those maladies is perhaps part of the stories they tell by living.
or said differently ...
… which seems not to be the regular way of thinking about this.
it is almost as if the malady #informs their life.seth
see – Master Tonic (comment 32801)
my theory is that the acid pump pills have turned the acute situations into a on going chronic one.
eating no sugar and starch will also do the trick …
the two sweet peppermint lattes killed me last night,
as i have not taken the pump pills for days since we went back on the beverly hills diet.
Own it dudes!
← I am mortal therefore I have a pre-existing condition. (also *)
If some people don’t expire, would I be aware of that? Would not they hide that fact?
What is being insured is that people will be able to afford whatever expense happens …
Insurance is pooling resources & paying for a statistical probability that something you don’t want to happen might happen.
IOW, If it is a pre-existing condition then you know it is already happening.
notwistanding whether the expenses existed prior to sign up or not.
Obviously that cannot be insured except by insuring a large enought pool.
This is not some contradiction in the concept of what insurance is ….
rather it is a method to actually insure that the expense will be covered.
And, strangely enough if you drill down into this new proposed legislation which just passed the house …
it is in fact a variation on my solution here in that it removes the high risk preexisting conditions from the normal coverage and covers them in a larger pool subsidized by government. It just does it in the strange indirect way which was possible to get passed in the house.
The only wierd part of this analysis is determining the process of who (and how) the slider switches get set. The Feds are notoriously bad at determining that kind of thing (as you also continually observe). The market is better at making those choices. This way of analizing affordable insurance (and pooling the risk in different pools) does not determin where those kinds of settings should be set … it would just points out what the setting are.
but it is hard not to notice the pattern that people die …
and without any example of a person not dieing …
and with the assumption that you are also a person …
isn’t it is hard for you not to expect to die?
Anyone find any domestic tranquility lately?
We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence,[note 1] promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.
Not that I am set on “not expring”. I simply have no bias about it. I do expect I will probably at least live 300+ years and I have said that several times before, even to you. If I choose to expire, I currently believe it will be because I want to start over, upgrade my hardware and software. Right now, I have learned to upgrade in place by continuously upgrading my beliefs in place as I live … and I am happy how that is going right now.